Terri Couser — Wealth-Building Empowerment Coach, Speaker, and Credit Strategist

Terri Couser is a purpose-driven leader whose life’s work is centered on legacy-building and wealth creation. A single mom of three sons, who spent her youth in foster care and group homes, she understands firsthand what it means to have the odds stacked against you. Refusing to be defined by her circumstances, she transformed adversity into fuel—channeling grit, discipline, and vision to create a different reality for her family. Today, she leverages her story to inspire and equip others to build assets, expand opportunity, and break generational cycles of poverty.

Terri is a transformational voice in credit, funding, and wealth creation—known for turning complex finance into clear, actionable steps that build legacy. With 20+ years of experience, including working at Trans Union Credit Bureau, Terri equips high-achieving entrepreneurs and professionals to leverage credit, access capital, and scale through real estate and business ownership.

From teenage mom to buying her first property at 21, Terri embodies what she teaches: empowerment, execution, and generational impact. She’s a Board-Certified Credit Consultant, has two degrees from Villanova University, and host of “Major Impact” on The CONNECT Network TV.

As the Credit Coach for Jemal King’s “Make Real Estate Real”—the industry’s #1 real estate course—she delivers funding frameworks that drive real results. Terri has built an international brand with millions of views and a monetized YouTube community of over 65,000+ subscribers that she launched in 2020 to serve the community as a free resource during COVID.

In 2025, Terri founded the “Wealth on Water Mastermind” for elite entrepreneurs, an innovate results-driven event for business owners. Wealth on Water Mastermind is the first business event of it’s kind to take place on a luxury Royal Caribbean cruise over 5 days and 4 nights with industry expert coaches leading exclusive mastermind sessions for attendees in an intimate private setting.

A sought-after keynote speaker, Terri’s programs are designed to help audiences act immediately—improving credit profiles, unlocking capital, acquiring assets, and scaling income with integrity. Self-employed since 38, she is committed to helping others create bankable businesses and build wealth that lasts.